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Academic Lecture Notice: Fintech and Bank Credit Supply for Small and Micro Enterprises

Author:Date:2020-12-29

Speaker: Li Yiwen

Reporting time: 18:00-19:30, December 29, 2020

Venue: Lecture Hall A412, Boxue Building


Report summary: Small and micro enterprises are more likely to face financing constraints due to their own operating characteristics. In recent years, financial technology has developed rapidly in the Chinese market, and its impact on the availability of credit for small and micro enterprises has attracted widespread attention from all walks of life. Based on the perspective of loan technology, the report discusses how financial technology can influence the credit availability of small and micro enterprises through loan technology. On the one hand, by exploring the heterogeneous impact of financial technology on different loan technologies and banks of different sizes, it will help to expand the relevant theories of bank credit supply for small and micro enterprises in the field of financial technology; on the other hand, focus on the actual impact of financial technology The effects and regional differences provide empirical reference for improving the use of financial technology in bank credit for small and micro enterprises and optimizing the supply of credit for small and micro enterprises.

 

Brief introduction of the speaker: Doctor of Finance, master supervisor, mainly engaged in regional economic and financial, rural financial development research. In recent years, he has presided over 12 various scientific research projects such as the National Natural Science Foundation of China Youth Project and the Special Funding Project of China Postdoctoral Science Foundation. As the main participant, he participated in a number of national, provincial and ministerial projects, published 9 academic papers, and participated in the writing of 5 monographs. unit.

 

Organizer: Department of Economics and International Trade